Friday, February 27, 2009

Free Identity Theft Protection - Are There Such A Thing

Posted on/at 11:03 PM by Wanto

By Elnus Fruew

Are you getting free identity theft protection services? If the answer is yes, then you are smart and wise. If not, then you have to read this article very careful. There is a saying, it is better to have little protection than no protection at all, when it comes to using a free identity theft protection. Let me remind you that, before you discard the thought of getting free identity theft protection.

Are You Using Them To Protect Your Identity?

It is better to first of all understand that many of the companies providing identity theft protection services are less than reliable and their services are often not always up to the mark. These days, every newspaper and browser that you check out will spill forward much news related to how peoples personal information is being compromised or stolen.

Avoid Doing This Will Make You The Next Identity Victim

A free identity theft protection service can save you from unwanted problems, and potential financial losses. There are studies conducted for more than 3 years, having this free service is better than having no protection at all.

Since, there are more than 220 million of personal records being stolen or lost, it is necessary to have a minimum identity theft protection. That's why, a free protection can really help you to prevent from becoming an identity theft victim. It is estimated that 10 million to 12 million people have become identity theft victims in the year 2007 alone.

There is a 1 in 5 chances that most people would be next victim of identity theft. One of the reasons is that more and more financial institutions are issuing credit cards so easily and there will more occurrence of identity theft around the world. Therefore, you should use so-called free identity theft protection services.

Getting The Protection You Deserve

Rather than avail of such easy credit and then risk having your identity stolen and then have to pay more to protect or repair your identity it certainly makes more sense to look for free identity theft protection before proceeding further in taking readily available credit.

What Are The Methods You Entitled

According to US Federal law, you are given 1 free annual report from each of the three main credit bureaus and in addition, you are also entitled to get a free copy in case you have, of late, been refused credit or if you have been made a victim of identity theft. These little free steps are some of the measures everyone can take in order to prevent identity theft.

Are You Having A Plan

With a free service in mind, you should have an identity theft protection plan that follows certain set of principles. You also have to act with caution when revealing your personal information, thus reducing the usage of using free identity theft protection services or worse still, need to spend to get the necessary protection against identity theft.

Simple Acts Does Wonders These Days

Although you are doing some simple, small increments actions such as not releasing any of your private information to any people, this could be that this simple but free measures such as storing your Social Security card in a safe place as well as destroying old an unwanted bank and credit bank statements that you undertake may ensure that you have a reasonable chance to prevent becoming a victim of identity theft.

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